All owner tools

Owner Tools · Calculator

Mortgage Purchase Calculator

Enter a purchase price and see the estimated cash you need to buy with a mortgage in Dubai — down payment plus every acquisition cost, each one explained.

Your purchase

AED
Try
Down payment 20%
Custom
%
090%

Loan-to-value is the share of the purchase price a bank lends. The remainder is your down payment. The starting figure is a common assumption only — the loan-to-value you are actually offered depends on you, the property and the bank.

Enter a purchase price to see your breakdown

You will get the down payment, every acquisition cost and the estimated upfront cash as a low and high figure — updated instantly as you change the price or loan-to-value.

Estimates only. Bank, DLD, trustee, conveyancing, valuation and brokerage costs vary by transaction, lender and buyer profile. The starting loan-to-value is an assumption, not an indication that any buyer qualifies for it. This is not a mortgage approval, a property valuation, or legal or financial advice.

What TVD can help with

  • Showing a transparent, itemised estimate of upfront cash for any purchase price
  • Explaining what each acquisition cost is for, in plain English
  • Connecting you to a mortgage specialist through the referral flow, with your consent

What must be confirmed elsewhere

  • Your actual loan-to-value, rate and fees — these come from the bank
  • Exact DLD, trustee and registration charges on the day of transfer
  • Agency and conveyancing terms agreed for your specific transaction